Senior Underwriter – Consumer Goods

Overview:

  • Under technical direction, underwrites and analyzes new and renewal business.
  • Administers and monitors underwriting rules and guideline, insurance laws and regulations, and rating annual rules.
  • Works writing significant limits and authority on assignments of higher technical complexity and coordination.
  • May provide guidance to lower level associates.
  • Markets companies’ products and services through an agency plant or through the brokerage community.
  • Develops/maintains agency and /or broker relationships.

Job Qualifications:

  • Bachelors Degree Or Equivalent
  • 4 Or More Years Of Related Experience
  • Demonstrated technical knowledge and skills reflective of progression of positions of increasing responsibility.
  • Excellent communication skills.
  • In-depth knowledge of line/s of business and the legal and regulatory guidelines.
  • Solid knowledge of processing methods and workflow procedures, and basic knowledge of insurance underwriting and regulations for assigned territories.
  • Strong negotiation skills.
  • Ability to effectively assess risk.
  • Strong knowledge of underwriting philosophy, techniques, national/local filing, regulations and guidelines.
  • Knowledge of time restraints for quotes on new and renewal business.
  • Ability to multi-task.
  • Must be able to function effectively in team environment.
  • PC literate.
  • Superior skills in relationship building, active listening, needs analysis, and win-win negotiating.
  • Demonstrates strong presentation skills and a solutions and service orientation.

Job Accountabilities:

  • Measure exposure/analyze risk
  • Price
  • Quote and Set Coverage
  • Decline
  • Negotiate terms/conditions
  • Service account
  • Processing
  • Manage agencies
  • Cancellations
  • Manage profitability
  • Renewal underwriting
  • Apply principle/practices to insurance
  • Contribute to product development
  • Contribute to underwriting standards
  • Assist as technical product knowledge resource
  • May provide peer training or mentoring
  • Place reinsurance (facultative)
  • Develop and lead marketing presentations to new and current agents/brokers.

Business Accountabilities:

  • Provide technical advice that enables a customer to solve a problem or improve business
  • Develop and maintain positive customer relationships by meeting regularly with customers when no specific initiative is underway
  • Anticipate customer needs, monitor trends in order to recommend changes
  • Resolve technical issues within function or unit
  • Analyze needs,  develop and recommend alternatives for improvements to processes, customer service or products
  • Lead short-term (3 to 9 months), defined scope projects

Performance Accountabilities:

  • Model behaviors that demonstrate commitment to corporate values.
  • Provide input into performance management discussions of project team members.
  • Educate team members and business partners on area of technical expertise.
  • Provide guidance and support for team members.
  • Take action to manage own personal development and encourage others to do the same.

All applicants must email resumes in MS WORD format to career@innovoice.ca. Please mention the job title on your subject heading.

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